Early Super Access


The Australian government has made it possible for eligible Australians to access early superannuation to pay for essential dental care.

You or your family member may be able to withdraw some of your superanuation to pay in full or partially pay for dental treatments based on compassionate grounds.

This payment option is only suitable for a person that:

  • Does not have access to sufficient, available funds
  • Has one member in their immediate family with Superannuation funds

Dental treatments may include:

Dental implants

A dental implant consists of a titanium screw that is surgically placed in the jaw bone and connected to a prosthetic crown or bridge designed to replace missing or badly damaged teeth. 

Orthodontics and braces

Orthodontics or teeth straightening is a treatment used to correct teeth or jaw irregularities. Commonly, orthodontic treatment involves the use of braces to move crooked, crowded or gapped teeth into position or to correct a underbite, overbite, crossbite or open bite.

Root canal

A root canal is a minor procedure used to clean and replace the inside of an infected tooth. A root canal is commonly followed by placing a crown to strengthen and protect the newly restored tooth. 


A dental crown is a cap that sits over the tooth to correct both functional and aesthetic issues concerned with a tooth. A crown can restore the shape, size, colour and durability of a tooth.


You can choose to directly apply for access to super via the ATO website or through SuperCare who can facilitate the application process on your behalf for a fee.

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