Zip offers interest-free payment plan options for both small dental treatments and larger procedures*.
Create a Zip Pay account for treatments under $1000 and a Zip Money account for payments over $1000.
Download the Zip app and get started!
Frequently Asked Questions
What’s the difference between Zip Money and Zip Pay?
Zip Pay is an interest-free payment solution for treatment up to $1000, offering you the ability to access dental care now and pay later. Repayments start from as little as $40 a month.
Zip Money is a line of credit with amounts over $1000. Repayments start from as little as $40 a month or 3% (whichever is greater).
Who is eligible for Zip?
In order to apply for Zip, you must have:
- A valid email address and mobile number.
- Be at least 18 years old.
- Be an Australian Citizen or Permanent Resident.
- Have a good credit history.
Will I be charged fees and interest?
Zip Pay purchases are always interest free, while Zip Money is interest free so long as you pay off your purchases within the interest free period.
A standard interest rate of 19.9% applies after the interest free period. The $6.00 monthly account fee is waived if you pay your balance by the due date. If there’s nothing owing on your account, there’s nothing to pay and no fees.
What are the repayments like?
Choose from weekly, fortnightly or monthly payments to suit your lifestyle. Repayments start from $40 a month and are based on your account’s credit limit.
For more information on Zip Payment Plans, please contact us.
*Applications for payment plans are subject to the lender’s usual credit assessment and responsible lending criteria.