Zip

Choose from weekly, fortnightly or monthly payments to suit your lifestyle. Repayments start from $40 a month and are based on your account’s credit limit.

For more information on Zip Payment Plans, please contact us.

*Applications for payment plans are subject to the lender’s usual credit assessment and responsible lending criteria.

Zip Pay purchases are always interest free, while Zip Money is interest free so long as you pay off your purchases within the interest free period.

A standard interest rate of 19.9% applies after the interest free period. The $6.00 monthly account fee is waived if you pay your balance by the due date. If there’s nothing owing on your account, there’s nothing to pay and no fees.

In order to apply for Zip, you must have:

• A valid email address and mobile number.
• Be at least 18 years old.
• Be an Australian Citizen or Permanent Resident.
• Have a good credit history.

Read more about what you need to apply for Zip Pay and Zip Money.

Zip Pay is an interest-free payment solution for treatment up to $1000, offering you the ability to access dental care now and pay later. Repayments start from as little as $40 a month.

Zip Money is a line of credit with amounts over $1000. Repayments start from as little as $40 a month or 3% (whichever is greater).